Hotels, Pubs, Guesthouses, Restaurants & Cafes, Holiday and Leisure Accomodation

We have financed numerous hotels, guesthouses, pubs, restaurants and cafes and have been very active in the hospitality sector for many years. In addition to conventional funding sources and financial institutions we also use non-bank funding to make a proposition viable when traditional sources struggle. Typically, finance is available for purchasing and refinancing going concerns if the ability to repay the loan can be demonstrated from the accounts and the applicant has a track record in the sector.

We assist in the formulation of the proposition and the presentation to the most suitable lending sources.

We also assist sitting tenants of public houses in the purchase of their freehold from their brewery landlords. Finance can be raised up to a high percentage of the agreed purchase price. We have even funded the acquisition of closed public houses with no accounting records.

We have assisted the group, Brooks Hotels and Leisure obtain the refinance of their very stylish hotel, Barclay House Hotel and their country pub, the Plough at Duloe and their highly regarded fish restaurant Trawlers. The managing director of the group, Malcolm Brooks, a chartered accountant said “I will be eternally grateful to Ros and Mike for arranging our refinance so expeditiously and proactively”

Dave and Bobbie Mitchell of the Royal Standard in Gerrans commented “We were a micro business and a pub, probably the worst combination in a recession. When the opportunity to buy the freehold of our business came up and the banks said 'no', Ros James and Co. Ltd put together a package and managed the process (with the same high street bank that had turned us down). Business has never been better!”

Dave and Bobbie Mitchell

Shaun and Hannah Wilkins asked Ros James to assist them refinancing their delightful barn in North Cornwall which they had adapted for holiday letting. Shaun and Hannah commented ”we were very relieved Ros could arrange funding at highly competitive rates and give us the peace of mind that we can repay the loan on a very manageable basis”.

For purchases find out more...

For refinance find out more…